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I switched to Hagerty over a year ago form Allstate and saved 50% for far more coverage (stated value of $25k). Allstate wanted me to pay for an appraisal ($250) to continue to get it insured. No need to make claims yet so do not have any experience there. And hope not to . . . Hagerty classic policies have some restrictions on use so read up. I like Hagerty - I have a policy through them on my '74 GTV. The only significant limit that they place is that I need to have it securely garaged on my property, which I do. It's a lot cheaper and a better policy than what my standard auto company can do. I keep the daily car and moto with Liberty Mutual (which now that I think about it is also a restriction of Hagerty - you must have a daily driver car in addition to the classic you insure with them).
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